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âWhere once more-marginal applicants would simply have been denied credit, lenders are now able to quite efficiently judge the risk posed by individual applicants and to price that risk appropriately. These improvements have led to rapid growth in subprime mortgage lending.â
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8 months ago
It'll be interesting to see how history views Alan Greenspan after a decade.
8 months ago
Alan Greenspan should have known better. I suspect that the power and the desire to keep it, and to please his political masters blinded him.